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Personalized shopping powered by PIVOT Algorithm
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Full-stack commerce + fintech integration
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Built by e-commerce and fintech veterans
About Us – Our Vision & Mission
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Mission
To unite two industries — fintech and e-commerce — and their stakeholders: e-wallets, brands, and consumers. Through our proprietary PIVOT Algorithm, we help people add to cart confidently by recommending only what they can afford — whether upfront, via credit, or through installment plans.
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Vision
To create a world where shopping and financial capability work as one seamless system — empowering consumers to shop smarter and platforms to scale faster.
What We Do – FinCom Services
E-Commerce Enablement for E-Wallets
We embed complete e-commerce systems into digital wallets, transforming them into one-stop super apps where shopping and financial services are unified.
Full-Stack Solutions: Technology + Operations
Beyond technology, we deploy merchant acquisition teams, brand onboarding playbooks, and content creator networks to ensure your commerce platform thrives.
Content Commerce Integration
We combine livestream shopping, shoppable content, influencers, and affiliates to build a dynamic content commerce experience that engages users and drives transactions.
Merchant & Brand Acquisition
Tap into our extensive network of brands and sellers to accelerate product catalog growth and platform adoption.
Strategic Consulting for Southeast Asia
Our team brings unmatched expertise in both fintech and e-commerce across Southeast Asia’s unique markets.
Our Proprietary Edge – The PIVOT Algorithm
PIVOT (Personalized Insights Via Verified Online Transactions)
FinCom’s PIVOT Algorithm is the first of its kind — a system that analyzes financial data (with consent) to recommend products:
✅That the consumer can truly afford
✅With options for upfront, credit, or installment payment
✅Designed to increase conversion rates and responsible spending
This isn’t just personalization. This is commerce with financial intelligence.
Why FinCom? – Our Advantage
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One Seamless System – Not an ecosystem, but a unified commerce-fintech experience.
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PIVOT Differentiator – Financial intelligence built into shopping recommendations.
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Tech + Operational Muscle – We build, scale, and run commerce for e-wallet platforms.
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Southeast Asia Expertise – Deep understanding of regional markets and consumer behavior.